Best Money Lending Apps In Ghana 2019

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If you are on this post it simply means that you are looking for the best money lending apps in Ghana that you can use to borrow money and pay back later.

Today i’m going to be listing all the apps to borrow money in Ghana for individuals that wants to borrow money.

Money Lending Apps In Ghana

Most often, many individuals and business owners might need some extra-cash to in handling some financial issues around them. In times like this when all means of getting money has been exhausted, the best alternative is to consider getting a quick and easily affordable loan online.

Also Read- Apps That Gives Free Money In Ghana

The process of accessing quick loans in Ghana banks is quite lengthy and tedious for any individual that is only looking to access a small amount of loan for only a short period of time.

Thanks to the Fintech revolution in Ghana, online lending startups are making it easy for businesses and individuals to have access to quick loans when needs. Here is a list of top 7 mobile apps for online busines and personal loans in Ghana.

1. Paylater

Paylater is an easy-to-use and entirely online lending platform that provides short-term loans to individuals and small businesses in Ghana to help cover unexpected expenses or urgent cash needs.

With Paylater, you can access up to 500,000 gh cedis loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.

Download the Paylater App to get quick and flexible loans at affordable rates.

2. Palmcredit

PalmCredit is a virtual credit card that makes it easy for you to access a loan anytime and anywhere. Palmcredit offers loans of up to ₦100,000 within minutes on your mobile phone.

With PalmCredit getting a mobile loan is simple. Apply for your credit limit in minutes, then take as many instant loans as you need without further approval steps. It’s a credit revolution!
As soon as you repay, your credit score is updated. Repay on time and watch your limit grow to N100,000.

Download the Palmcredit App to get instant and flexible loans at affordable rates.

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3. Branch

Branch is a simple yet powerful mobile loan app in Ghana and Kenya. Getting quick and instant loans on Branch App is so fast and easy. It will help you sort out your financial issues in real time.

Branch offers loans from ₦1,500 to ₦150,000. Loan terms range from 4 – 64 weeks. Interest ranges from 14% – 28% with an equivalent monthly interest of 1% – 21%, depending on selected loan option.

Download Branch App for access to quick and instant loans.

4. QuickCheck

QuickCheck is a modern lending platform for individuals and small businesses. QuickCheck uses mobile technology to enable individuals and small businesses to gain access to financial credit.

According to the platform, users can access quick and hassle-free loans of up to 30,000 cedis without any collateral for a duration of either 15 or 30 days.

You can get the QuickCheck App on Google Playstore.

5. Aella Credit

Aella Credit is building platforms that make it easier for individuals in Africa to gain access to financing. Mainly focused on employee lending and empowerment, the company was affiliated with three main credit bureau agencies in Nigeria to provide quick and affordable loans with no paperwork to its customers.

Also Read- Best Apps To Make Money In Ghana

Aella Credit uses a proprietary credit scoring algorithm to determine the creditworthiness of its users. The algorithm, which was built after the team gathered over five years of market data and analysis, processes an applicant’s eligibility for a loan by considering social and demographic factors as well as their debt to income ratio.

Download Aella Credit App now to get started.

6. FairMoney

FairMoney offers short-term loans to help cover for urgent needs, bills, business and much more. They give access to loans at any time and anywhere with our loan application within 5 minutes.

FairMoney packages include personal loan, education loan, business loan & more. With the effective use of technology, they are able to provide a speedy and efficient loan app to all our esteemed customers.

7. KiaKia

KiaKia is a mobile web app that gives you access to personal and small business loans and also enables savers to lend out funds at negotiated interests through intuitive conversations.

KiaKia utilizes psychometry, big-data, machine learning and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.

Do you have any question regarding to this money lending apps in Ghana? If yes please feel free to ask me.

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